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Senior Data Engineer in Bengaluru, Ka...

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Senior Data Engineer

PayPal Bengaluru, Karnataka (Onsite) Full-Time
At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to revolutionize commerce globally to make moving money, selling and shopping, personalized and secure. 

Job Description Summary:

What you need to know about the role:

Credit Risk BI Team plays a crucial role in maintaining and enhancing our risk management strategies. We are seeking a talented individual with 6+ years of experience to join our team, contributing their expertise in advanced SQL/Excel data modelling, forecasting, financial knowledge, and Python automation to drive insightful analysis and decision-making.

Meet our team:

Global BI team plays a crucial role in driving data-driven decision-making and strategic initiatives across the organization. We are seeking a talented individual with 6+ years of experience to join our team. The ideal candidate will bring extensive expertise in BI tools, data analytics, and strategic insights to elevate our BI capabilities and drive business success.

Job Description:

Your way to Impact:

As a Senior Credit Risk Business Intelligence Analyst, you will lead the development and maintenance of robust data models, conduct advanced analysis, and provide strategic insights to support our credit risk management initiatives. Your role will involve leveraging your deep expertise in SQL, Excel, Python, and financial modelling to drive innovation and excellence in credit risk analytics.

Your day to day:

  • Lead the development and optimization of complex SQL queries and data models to extract, manipulate, and analyse large datasets pertaining to credit risk.

  • Apply advanced statistical techniques and forecasting methods to uncover trends, identify risks, and provide actionable insights to key stakeholders.

  • Collaborate closely with cross-functional teams, including risk management, finance, and business intelligence, to understand requirements and deliver high-impact analytical solutions.

  • Design and implement automated reports, dashboards, and data visualization tools to facilitate data-driven decision-making and enhance risk monitoring capabilities.

  • Conduct scenario analysis, stress testing and sensitivity analysis to assess the potential impact of economic changes and market conditions on credit risk exposure.

  • Stay abreast of industry best practices, regulatory requirements and emerging trends in credit risk management to continuously enhance analytical capabilities and methodologies.

  • Mentor junior analysts and provide technical guidance and support to facilitate their professional growth and development.

What you need to bring:

  • Bachelor's degree in Finance, Economics, Mathematics, Statistics, Computer Science, or a related field. (Master's degree preferred)

  • 6+ years of progressive experience in a similar role within the banking or financial services industry, with a strong focus on credit risk management and analytics.

  • Expert proficiency in SQL for complex data extraction, manipulation, and analysis, coupled with advanced data modelling and analysis.

  • Experience with business intelligence tools such as Tableau or  Looker.

  • Extensive experience in developing and implementing financial models, risk analytics, and forecasting methodologies.

  • Strong programming skills in Python for automation, data manipulation, and integration tasks.

  • Demonstrated expertise in statistical analysis, forecasting techniques, and risk modelling.

  • Excellent problem-solving abilities with a strategic mindset and a track record of delivering actionable insights to drive business decisions.

  • Exceptional communication and interpersonal skills, with the ability to effectively convey complex concepts and findings to diverse audiences.

  • Proven leadership experience, with the ability to lead projects, mentor team members, and collaborate effectively across departments.

  • Strong attention to detail, coupled with the ability to thrive in a fast-paced, dynamic environment while managing multiple priorities.

Additional Job Description:

Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit 

Who We Are:

to learn more about our culture and community.

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visit  ,   and  .

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .

Any general requests for consideration of your skills, please 

Subsidiary:

PayPal

Travel Percent:

0

Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit

Who We Are:

to learn more about our culture and community.

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visit  ,   and  .

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .

Any general requests for consideration of your skills, please

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Job ID: R0111132

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