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Job Description Summary:
What you need to know about the role-Job Description:
Your way to impact
You believe in data-driven decisions and use data to create risk management strategies and answer business questions
You are hyper-analytical, intellectually honest, and extremely passionate about data and testing (e.g., A/B experimentation)
You are a highly motivated, result-oriented, enjoy working in a fast-paced environment, and can deliver successful results with required guidance
Your day to day
Data Collection and Preparation: Gathering organized bank statement data from various sources. Cleanse and preprocess the data to ensure accuracy and consistency. Perform data validation and quality checks to identify and resolve anomalies
Conduct exploratory data analysis to identify pattern and correlation within the bank statement data.
Utilize statistical methods and machine learning techniques to develop risk management strategies using bank statement data.
Identify and source relevant bank statement data sources including transaction details, account balances and transaction histories
Collaborate with technology teams to establish data pipelines for seamless integration and extraction of bank statement data
Collaborate with credit risk management teams to refine credit policies and underwriting criteria based on data-driven insights
Monitor the effectiveness of credit policy changes and iterate on strategies to achieve desired outcomes
What do you need to bring-
A bachelor's or master's degree in business, finance, economics, or a related field.
Prior experience in credit risk management, or a related field.
Bachelor’s degree or higher in a quantitative field such as Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.
3+ years post-college working experience within the data-mining, quantitative research or analytics organization. Credit Risk experience is a must.
Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.
Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis.
Must have good business judgment with demonstrated ability to think creatively and strategically.
Aptitude and willingness to roll-up the sleeves and get involved in the details.
Proficiency in Python, R and SQL.
Excel, Word, and PowerPoint proficiency
Must have good business judgment with demonstrated ability to think creatively and strategically.
Aptitude and willingness to roll-up the sleeves and get involved in the details.
Try to limit the list of requirements to “must-haves” that are essential to the core functions of the role.
**We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.
Additional Job Description:
Subsidiary:
PayPalTravel Percent:
0Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit
Who We Are:
Any general requests for consideration of your skills, please
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