At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to revolutionize commerce globally to make moving money, selling and shopping, personalized and secure.
Job Description Summary:
What you need to know about the role:
• In this role (Senior Data Scientist in Global Merchant Lending Credit Risk) you will be responsible for ongoing innovation related to underwriting, customer campaigns, collections to expand the credit business in a sustainable and profitable way
• Your role will be to monitor and evaluate existing processes and identify potential areas for optimization in the long term
• You will work closely with Credit Risk Strategy, Credit Risk Insight, product and other risk stakeholders to identify, develop and implement specific solutions
Meet our team
• The Global Merchant Lending (GML) team at PayPal is at the heart of managing the risk associated with our merchant lending portfolio. Our primary focus is on the strategic development, continuous monitoring, and enhancement of risk management capabilities to ensure the robustness and growth of our lending products.
Job Description:
Your way to impact
- In this role you will have a direct impact on the future risk capabilities and product features
- You will work with multiple teams to evolve our product to meet expectations of our customers
Your day to day
- Collaborate with Credit Risk Strategy, collections, seller risk marketing and product teams to identify and evaluate problems and find potential solutions
- Identify, evaluate, and integrate new data sources and capabilities to identify emerging credit risk trends and create robust credit risk management strategies.
- Work with external data providers, in particular Open Banking and credit bureaus
- Collaborate with internal modelling team to define model needs and support the development and implementation.
What do you need to bring
- A bachelor's or master's degree in business, finance, economics, or a related field.
- Prior experience in commercial lending, credit risk management, or a related field.
- 6+ years post-college working experience within the data-mining, quantitative research or analytics organization. Online Merchant Credit Lending Risk experience is a must.
- Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.
- Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis.
- Must have good business judgment with demonstrated ability to think creatively and strategically.
Additional Job Description:
Subsidiary:
PayPal
Travel Percent:
0
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit
Who We Are:
to learn more about our culture and community.
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visit
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PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at
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Any general requests for consideration of your skills, please
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